LEDGERS was written for dBASEII Version 2.4.   It should run with higher
versions, but has been tested only with Version 2.4.  It requires a terminal
with Erase from Cursor to End of Screen.  Reverse Video or Highlighting is
used extensively and is highly recommended, but is not absolutely required.

LEDGERS is an easy to use, visually-oriented, menu-driven system of dBASEII
command files designed to help you manage up to nine ledgers, or bank
accounts, for personal record keeping.  LEDGERS may also be used for rental
property management record keeping, for consultants, contractors, or other
similar Schedule C small businesses where more complete accounting systems may
not be required, and for cost management of R&D projects.

LEDGERS allows you to enter ledger transactions into the ledger database
files, view or edit transactions already entered into the ledgers, and compile
reports from the ledger data.  Records are automatically kept of the running
ledger balance and the next available check number for each ledger.

Each ledger transaction entry is assigned to an account number as an aid in
organizing income and expense information and in compiling useful reports.
The list of over 100 account numbers supplied with LEDGERS should suit most
users, but may be customized for your own application.  A file of user-
supplied payee account information is used to help automate payee, memo, and
account number entries for often-made transactions.  A list of categories, an
independent and broader way of linking ledger transactions for report
purposes, is also provided.

LEDGERS manages individual ledgers only, and does not combine these individual
ledgers into a general ledger, nor does it provide budgeting capabilities.
LEDGERS database and memory files may be used by other dBASEII programs to
create a custom system with more extended capabilities.

For more information, see LEDGERS.DOC, a pre-formatted manual ready to list on
your printer.

The command files in LEDGERS.LBR are supplied in a "stripped" format with all
comments, blank lines, and leading spaces removed to reduce their size and
increase operating speed.

LEDGERS is user-supported software.  A great many hours have gone into
designing and developing LEDGERS.  If, after using LEDGERS for awhile, you
feel that it is software that is useful to you and that you would like to
support, I encourage you to send a contribution of $35.

For those interested in customizing or delving more deeply into LEDGERS, a
library of the fully-commented LEDGERS command files and several useful
companion programs may be obtained by fully-contributing users, for a limited
time, in one of several common 5.25" soft-sectored CP/M disk formats, or via
modem (300/1200 bps, by pre-arrangement only).

Contributions, comments, questions, and suggestions may be sent to:


                    Terry Hazen
                    21460 Bear Creek Road
                    Los Gatos, CA 95030