******CLAIM FILE EVALUATION******

                              COPYRIGHT 1987
                                     by
                                 David Rice
                             556 Forest Dr. S.E.
                              Cedar Rapids, IA
                                    52406
                               (319-364-0451)

     When approaching the moment of settlement of a personal injury claim,
     it is most helpful to develop some type of written evaluation.  There
     are, of course, several different ways to do this. Each of these ways
     has it's own merit and validity and none are "wrong"  (although  some
     are more "right" than others). The novitiate, the experienced and the
     inexperienced will encounter the problem of "where do I begin?".

     This program, which runs under dBASEII, aids the user in setting up a
     starting point. Often the results of the calculations are quite accu-
     rate to the end as well as the beginning.  Insurance Claims Adjusters
     and personal injury Attorneys will find this program most useful. But
     it must be pointed out that evaluating a claim is an art; it is not a
     science.   A multitude of variables can be applied to evaluating such
     a matter as a personal injury claim into dollars and cents. There are
     some variables which are basic to all methods, however.  This program
     incorporates most of those variables and then some.
     
     The program does not take into consideration such factors as the demo
     -graphic or geographic influences,  jury trends, and the like.   That
     special "sixth sense", which comes with time and experience cannot be
     computed with a small binary machine.
   
     The results of this program should be used only as a guide and should
     not be used as a BIBLE.  The author assumes no liability from the use
     of the program or the results calculated therefrom in any way, shape,
     method, manner or form.
     
     The program consists of three .CMD files and one .MEM file (which can
     be created by running EVAL.CMD).  It was written under dBASEII in CPM
     but could easily be changed to run under dBASEIII with MS-DOS.
     
     Permission is granted to freely distribute the program so long as the
     files are distributed together along with the .DOC file and copyright
     notices.   It is expressly forbidden to charge a fee for the program,
     and/or to profit from it in any way, shape, method, manner or form.
 
     If you find this program useful to you and/or if you use this program
     a $10.00 donation to the author would be greatly appreciated.  If you
     have any questions concerning the program, please address them to the
     author, enclosing a self addressed stamped envelope;  or you may call
     at the number listed above.

     To begin the program, get into dBASE and type "DO eval".   The screen
     will display a short message and prompts will be presented. Enter the
     date as you see fit.  After enterting the data, you will be presented
     with the option to view the results or send it to the printer.  After
     which, all memory variables are cleared as well as the screen.

     If you are not an ins. claims adjuster or a personal injury attorney,
     you may still find the program useful if you ever have the "occasion"
     to have to evaluate your own claim.